Union Square rates: up to 4.237% APY
credit union · NCUA CHARTER 68664 · www.unionsquare.org/
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 Days | 0.753% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 91 Days | 0.753% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 3.717% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 6 Months | 3.717% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 1 Year | 3.769% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 1 Year | 3.769% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 2.531% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 18 Months | 2.531% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 2 Years | 4.081% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 2 Years | 4.081% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 3 Years | 4.237% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 3 Years | 4.237% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 4 Years | 2.788% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 4 Years | 2.788% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 5 Years | 2.942% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share Certificate | 5 Years | 2.942% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500.00 - $25,000.00 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.01 - $100,000.00 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000.01 - $500,000.00 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000.01 and above | 1.76% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| HSA Checking | $0 to $5,000 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA Checking | Over $5,000 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.unionsquare.org/checking-savings-accounts/certificates/ | — | extract-failed | |
| www.unionsquare.org/rates/ | 2026-11-02 02:33 UTC | ok | e5708839707e |
| www.unionsquare.org/checking-savings-accounts/deposit-account-rates/ | 2026-11-02 02:33 UTC | ok | fb97cd531c31 |