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Southpoint Financial rates: up to 4.074% APY

credit union · NCUA CHARTER 68667 · www.southpointfinancial.com/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
EzMoney Savings - For portion of account balance that exceedsrates dated 2 Jan 2026 0.150%APY2026-11-01 since 2026-11-01
EzMoney Savings - For portion of account balance uprates dated 2 Jan 2026 4.074%APY2026-11-01 since 2026-11-01
Holiday Clubrates dated 2 Jan 2026 0.501%APY2026-11-01 since 2026-11-01
IRA Savings Accountrates dated 2 Jan 2026 0.752%APY2026-11-01 since 2026-11-01
Membership Savingsrates dated 2 Jan 2026 0.100%APY2026-11-01 since 2026-11-01
Premium Savingsrates dated 2 Jan 2026 0.050%APY2026-11-01 since 2026-11-01
UrChoice Savingsrates dated 2 Jan 2026 0.100%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
3 Month Certificate3 months · rates dated 2 Jan 2026 2.500%APY2026-11-01 since 2026-11-01
3 Month IRA Certificate3 months · rates dated 2 Jan 2026 2.500%APY2026-11-01 since 2026-11-01
6 Month Certificate (current deposits)6 months · rates dated 2 Jan 2026 3.700%APY2026-11-01 since 2026-11-01
6 Month Certificate (new deposits)6 months · rates dated 2 Jan 2026 3.750%APY2026-11-01 since 2026-11-01
6 Month IRA Certificate (current deposits)6 months · rates dated 2 Jan 2026 3.700%APY2026-11-01 since 2026-11-01
6 Month IRA Certificate (new deposits)6 months · rates dated 2 Jan 2026 3.750%APY2026-11-01 since 2026-11-01
12 Month Certificate (current deposits)1 year · rates dated 2 Jan 2026 3.800%APY2026-11-01 since 2026-11-01
12 Month Certificate (new deposits)1 year · rates dated 2 Jan 2026 3.850%APY2026-11-01 since 2026-11-01
12 Month IRA Certificate (current deposits)1 year · rates dated 2 Jan 2026 3.800%APY2026-11-01 since 2026-11-01
12 Month IRA Certificate (new deposits)1 year · rates dated 2 Jan 2026 3.850%APY2026-11-01 since 2026-11-01
18 Month Certificate (current deposits)18 months · rates dated 2 Jan 2026 3.900%APY2026-11-01 since 2026-11-01
18 Month Certificate (new deposits)18 months · rates dated 2 Jan 2026 3.950%APY2026-11-01 since 2026-11-01
18 Month IRA Certificate (current deposits)18 months · rates dated 2 Jan 2026 3.900%APY2026-11-01 since 2026-11-01
18 Month IRA Certificate (new deposits)18 months · rates dated 2 Jan 2026 3.950%APY2026-11-01 since 2026-11-01
24 Month Certificate2 years · rates dated 2 Jan 2026 3.600%APY2026-11-01 since 2026-11-01
24 Month IRA Certificate2 years · rates dated 2 Jan 2026 3.600%APY2026-11-01 since 2026-11-01
24 Month IRA Step Up Certificate2 years · rates dated 2 Jan 2026 3.550%APY2026-11-01 since 2026-11-01
24 Month Step Up Certificate2 years · rates dated 2 Jan 2026 3.550%APY2026-11-01 since 2026-11-01
36 Month Certificate3 years · rates dated 2 Jan 2026 3.600%APY2026-11-01 since 2026-11-01
36 Month IRA Certificate3 years · rates dated 2 Jan 2026 3.600%APY2026-11-01 since 2026-11-01
36 Month Step Up Certificate3 years · rates dated 2 Jan 2026 3.550%APY2026-11-01 since 2026-11-01
60 Month Certificate5 years · rates dated 2 Jan 2026 3.650%APY2026-11-01 since 2026-11-01
60 Month IRA Certificate5 years · rates dated 2 Jan 2026 3.650%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
EzMoney Checkingrates dated 2 Jan 2026 0.010%APY2026-11-01 since 2026-11-01
North Star Checkingrates dated 2 Jan 2026 0.000%APY2026-11-01 since 2026-11-01
Rising Star Checkingrates dated 2 Jan 2026 0.000%APY2026-11-01 since 2026-11-01
Shining Star CheckingTier 3**** $20,000.01+ · rates dated 2 Jan 2026 0.010%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.southpointfinancial.com/home/bloom-cd-special/— extract-failed
www.southpointfinancial.com/rates/2026-11-02 02:24 UTC ok2d9ccc4d29c5
www.southpointfinancial.com/increasing-interest-rates/rising-ag-rates/— extract-failed