Gulf Winds rates: up to 4.21% APY
credit union · NCUA CHARTER 68694 · www.gogulfwinds.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Holiday Share Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Primary Share Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Secondary Share Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Share IRA | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 5 Month IRA Special | 5 months | 4.11% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Specials | 5 Month | 4.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate Special Accounts | 5 Month | 4.11% | APY | 2026-11-01 | since 2026-11-01 | |
| 6 Months IRA | 6 months | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 6 Month | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month Share Certificate | 6 Month | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month IRA | 1 year | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 12 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year Share Certificate | 12 Month | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 13 Month IRA Special | 13 months | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| CD Specials | 13 Month | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate Special Accounts | 13 Month | 4.21% | APY | 2026-11-01 | since 2026-11-01 | |
| 18 Month IRA | 18 months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 18 Month | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month Share Certificate | 18 Month | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month IRA | 2 years | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 24 Month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year Share Certificate | 24 Month | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 36 Month IRA | 3 years | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 36 Month | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year Share Certificate | 36 Month | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 48 Month IRA | 4 years | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 48 Month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year Share Certificate | 48 Month | 3.65% | APY | 2026-11-01 | since 2026-11-01 | |
| 60 Month IRA | 5 years | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Share CD | 60 Month | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year Share Certificate | 60 Month | 3.70% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 - $2,499.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $2,500.00 - $24,999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.00 - $74,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $75,000.00 - $149,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $150,000.00 - $249,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000.00 - $499,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000.00+ | 2.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High-Yield Checking Dividend | Qualifications Met, Balance ≤ $10,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.gogulfwinds.com/rates/ | 2026-11-01 21:04 UTC | ok | 3e0171060deb |
| www.gogulfwinds.com/invest/money-market/ | 2026-11-01 21:43 UTC | ok | 4316b9fd42dc |
| www.gogulfwinds.com/invest/term-share-certificates/ | 2026-11-01 21:04 UTC | ok | 3239e0671aae |