Potlatch No. 1 Financial rates: up to 4.20% APY
credit union · NCUA CHARTER 68700 · www.p1fcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings Account | $35.00 - $9,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $10,000.00 - $99,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $100,000.00+ | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Idaho Medical Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Months | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Month CD | 3 Months | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6 Months | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Months | 3.90% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 Months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 Months | 4.10% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate Terms and | 48 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 Months | 4.20% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Marketing Account | $500.00 - $24,999.99 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Marketing Account | $25,000.00 - $99,999.99 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Marketing Account | $100,000.00 - $249,999.99 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Marketing Account | $250,000.00 - $499,999.99 | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Marketing Account | $500,000.000+ | 1.45% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Ascend Checking Account | $0.00 - $15,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Ascend Checking Account | $15,000.01 | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.p1fcu.org/rates | 2026-11-01 18:53 UTC | ok | 96442a40e685 |
| www.p1fcu.org/personal/certificate-accounts | 2026-11-01 18:53 UTC | ok | 8d80487224c9 |
| www.p1fcu.org/boise/cd-rates | 2026-11-01 18:53 UTC | ok | 9bbe42b82381 |