Launch Credit Union rates: up to 4.50% APY
credit union · NCUA CHARTER 68716 · www.launchcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| First Time Homebuyers Savings | 0.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| Holiday Account | 0.30% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Savings Account | 0.75% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | $5-$199.99*** | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $200-$2,499.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $2,500-$9,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $10,000-24,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25,000-$49,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $50,000-$99,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $100,000 & Up | 0.25% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3 Month Existing certificates only - no new accounts offered | $1,000.00 · 3 months | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month · $1,000.00 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month · $1,000.00 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month · $1,000.00 | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month · $1,000.00 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 30 Month Existing certificates only - no new accounts offered | $1,000.00 · 30 months | 3.05% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month · $1,000.00 | 3.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,500.00 - $9,999.99 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000.00 - $24,999.99 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000.00 - $49,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000.00 - $99,999.99 | 1.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000.00 - $249,999.99 | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000.00 - $499,999.99 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $500,000.00 - $999,999.99 | 3.49% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $1,000,000.00 + | 3.49% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Elite Checking | $1,000.00 & Up | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.launchcu.com/personal-banking/savings-accounts/ | — | stale-page | |
| www.launchcu.com/certificate-of-deposit-cd/ | — | stale-page | |
| www.launchcu.com/rates/ | 2026-11-01 20:43 UTC | ok | b55ec1610582 |