True Community rates: up to 3.65% APY
credit union · NCUA CHARTER 68718 · www.trueccu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Accounts | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| ESA Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| High-Yield Savings Account | 3.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Beneficiary Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Roth Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| IRA Traditional Share | 0.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| Roth IRA High-Yield Savings | $100,000.00 and less | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth IRA High-Yield Savings | $100,000.01 and greater | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Non-Interest Shares | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Regular Shares , Shares Pledged and TRUE Money Tree | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional IRA High-Yield Savings | $100,000.00 and less | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Traditional IRA High-Yield Savings | $100,000.01 and greater | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month Share Certificate | 3 Months | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month Share Certificate | 6 Months | 3.30% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year Share Certificate | 12 Months | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Months | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Months | 3.55% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Months | 3.60% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Months | 3.65% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Super Cash Money Market | 0 - $1999.99 | 0.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Cash Money Market | $50,000.01 - $100,000 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Cash Money Market | $100,000.01+ | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Cash Money Market | $2,000.01 - $50,000 | 0.50% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.trueccu.com/rates.html | 2026-11-01 23:03 UTC | ok | 1b9af96164f6 |
| www.trueccu.com/save/personal-savings/share-certificates.html | 2026-11-02 00:23 UTC | ok | 7557944abd11 |
| www.trueccu.com/save/personal-savings | — | extract-failed |