Radiant rates: up to 10.00% APY
credit union · NCUA CHARTER 68723 · www.radiantcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Even-Up Share | $0.01 · rates dated 1 Jul 2026 | 10.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Even-Up Share | $5,000.01 · rates dated 1 Jul 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Share | $500 · rates dated 1 Jul 2026 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Share | $500 · rates dated 1 Jul 2026 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Share | $500 · rates dated 1 Jul 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Share | $10,000 · rates dated 1 Jul 2026 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Roth IRA Share | $500 · rates dated 1 Jul 2026 | 0.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Future Endeavors · $5 · rates dated 1 Jul 2026 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Share | $500 · rates dated 1 Jul 2026 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Share | $10,000 · rates dated 1 Jul 2026 | 0.08% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Fixed Rate Certificates | 6 Months · rates dated 1 Jul 2026 | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Jumbo Certificates | 6 Months · rates dated 1 Jul 2026 | 4.13% | APY | 2026-11-01 | since 2026-11-01 | |
| 12 Month HSA | 1 year · rates dated 1 Jul 2026 | 4.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Adjustable Rate Certificates | 12 Months · rates dated 1 Jul 2026 | 4.14% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Certificates | 12 Months · rates dated 1 Jul 2026 | 4.03% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Jumbo Certificates | 12 Months · rates dated 1 Jul 2026 | 4.08% | APY | 2026-11-01 | since 2026-11-01 | |
| 24 Month HSA | 2 years · rates dated 1 Jul 2026 | 3.93% | APY | 2026-11-01 | since 2026-11-01 | |
| Adjustable Rate Certificates | 24 Months · rates dated 1 Jul 2026 | 4.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Certificates | 24 Months · rates dated 1 Jul 2026 | 3.93% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Jumbo Certificates | 24 Months · rates dated 1 Jul 2026 | 3.98% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Certificates | 36 Months · rates dated 1 Jul 2026 | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Certificates | 48 Months · rates dated 1 Jul 2026 | 3.72% | APY | 2026-11-01 | since 2026-11-01 | |
| Fixed Rate Certificates | 60 Months · rates dated 1 Jul 2026 | 3.56% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $10,000 - $49,999.99 · rates dated 1 Jul 2026 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999.99 · rates dated 1 Jul 2026 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $199,999.99 · rates dated 1 Jul 2026 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $200,000 + · rates dated 1 Jul 2026 | 0.30% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Interest Checking | $500 · rates dated 1 Jul 2026 | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.radiantcu.org/share-certificates | — | extract-failed | |
| www.radiantcu.org/hsa | — | extract-failed | |
| www.radiantcu.org/deposit-rates | 2026-11-01 22:05 UTC | ok | 9b4d20d758d3 |