Credit Union 1 rates: up to 4.75% APY
credit union · NCUA CHARTER 68727 · www.creditunion1.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Additional Savings | $0 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| HSA Savings | $0 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| High Yield Savings | $0 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | 2.00% | APY | 2026-11-01 | since 2026-11-01 | ||
| Primary Savings | $5 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Education IRA | $0 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings IRA | $0 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings ROTH IRA | $0 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Certificate of Deposit | 3 Months · $500 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 3 Months · $500 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 6 Months · $1,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 6 Months · $1,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Plus | 6 Months · $10,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Plus | 6 Months · $10,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 12 Months · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 12 Months · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Plus | 12 Months · $10,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Plus | 12 Months · $10,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 24 Months · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 24 Months · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Plus | 24 Months · $10,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Plus | 24 Months · $10,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 36 Months · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 36 Months · $1,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Plus | 36 Months · $10,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Plus | 36 Months · $10,000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 48 Months · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 48 Months · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Plus | 48 Months · $10,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Plus | 48 Months · $10,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 60 Months · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate | 60 Months · $1,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Certificate Plus | 60 Months · $10,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate Plus | 60 Months · $10,000 | 2.75% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market | $2,500 | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| High Yield Checking | $1,000 Direct Deposit | 4.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Plus Checking Account | $500 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Plus Checking Account | $500 and aggregate relationship with CU1 of $50,000 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| UIC Ignite Checking | $0 and Net Direct Deposit | 2.55% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.creditunion1.org/bank/cds/ | 2026-11-01 17:53 UTC | ok | e75269d889f8 |
| www.creditunion1.org/bank/savings/ | 2026-11-01 17:53 UTC | ok | 012ae9ce77c0 |
| www.creditunion1.org/rates/ | 2026-11-01 17:53 UTC | ok | 66be2cce20cd |