Topline Financial rates: up to 4.25% APY
credit union · NCUA CHARTER 68731 · www.toplinecu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Basic Share Savings | $100 - $4,999 | 0.06% | APY | 2026-11-01 | since 2026-11-01 | |
| Basic Share Savings | $5,000 - $9,999 | 0.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Basic Share Savings | $10,000 - $49,999 | 0.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Basic Share Savings | $50,000 or more | 0.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Plus | $0 - $4,999 | 0.11% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Plus | $5,000 - $9,999 | 0.16% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Plus | $10,000 - $49,999 | 0.16% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Plus | $50,000 or more | 0.16% | APY | 2026-11-01 | since 2026-11-01 | |
| TopLine Savings | $5,000 - $24,999 | 1.80% | APY | 2026-11-01 | since 2026-11-01 | |
| TopLine Savings | $25,000 - $49,999 | 2.05% | APY | 2026-11-01 | since 2026-11-01 | |
| TopLine Savings | $50,000 - $99,999 | 2.30% | APY | 2026-11-01 | since 2026-11-01 | |
| TopLine Savings | $100,000 - $149,999 | 2.60% | APY | 2026-11-01 | since 2026-11-01 | |
| TopLine Savings | $150,000 - $249,999 | 2.80% | APY | 2026-11-01 | since 2026-11-01 | |
| TopLine Savings | $250,000 or more | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| WINcentive® Savings | $5 or more | 0.21% | APY | 2026-11-01 | since 2026-11-01 | |
| Young Savers | No minimum required | 0.21% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month Share Certificate | 3 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month Share Certificate | 6 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 12-Month Certificate | 1 year | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate & IRA/Roth Share Certificate | 12 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate & IRA/Roth Share Certificate | 18 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate & IRA/Roth Share Certificate | 24 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate & IRA/Roth Share Certificate | 36 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate & IRA/Roth Share Certificate | 48 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Certificate & IRA/Roth Share Certificate | 60 Months | 4.00% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Savings Accounts | TopLine Account · $0.00 - $9,999 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | TopLine Account · $10,000 - $24,999 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | TopLine Account · $25,000 - $49,999 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | TopLine Account · $50,000 - $99,999 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Savings Accounts | TopLine Account · $100,000 or more | 1.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular, Roth & Coverdell IRA Money Market Savings | Less than $1,000 | 0.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular, Roth & Coverdell IRA Money Market Savings | $1,000 - $9,999 | 0.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular, Roth & Coverdell IRA Money Market Savings | $10,000 - $19,999 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular, Roth & Coverdell IRA Money Market Savings | $20,000 - $49,999 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular, Roth & Coverdell IRA Money Market Savings | $50,000 - $74,999 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular, Roth & Coverdell IRA Money Market Savings | $75,000 or more | 1.20% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.toplinecu.com/certificates/ | 2026-11-01 22:05 UTC | ok | 3cc801274579 |
| www.toplinecu.com/savings-rates/ | 2026-11-01 22:05 UTC | ok | 6d786b76dc81 |
| www.toplinecu.com/certificates-rates/ | 2026-11-01 22:05 UTC | ok | 79ab3d3e0321 |