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Innovations Financial rates: up to 4.00% APY

credit union · NCUA CHARTER 68732 · www.innovationsfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
IRA Share Account$0-$9,999.99 0.25%APY2026-11-01 since 2026-11-01
IRA Share Account$10,000+ 0.25%APY2026-11-01 since 2026-11-01
Share Savings$5.00 0.15%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Compounding IRA Share Certificates3 months · $1,000.00 3.00%APY2026-11-01 since 2026-11-01
Compounding Share Certificates3 months · $1,000.00 3.00%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates3 months · $1,000.00 2.96%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates6 months · $1,000.00 3.25%APY2026-11-01 since 2026-11-01
Compounding Share Certificates6 months · $1,000.00 3.25%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates6 months · $1,000.00 3.20%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates8 months · $1,000.00 4.00%APY2026-11-01 since 2026-11-01
Compounding Share Certificates8 months · $1,000.00 4.00%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates8 months · $1,000.00 3.93%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates12 months · $1,000.00 3.50%APY2026-11-01 since 2026-11-01
Compounding Share Certificates12 months · $1,000.00 3.50%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates12 months · $1,000.00 3.45%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates18 months · $1,000.00 3.65%APY2026-11-01 since 2026-11-01
Compounding Share Certificates18 months · $1,000.00 3.65%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates18 months · $1,000.00 3.59%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates24 months · $1,000.00 3.10%APY2026-11-01 since 2026-11-01
Compounding Share Certificates24 months · $1,000.00 3.10%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates24 months · $1,000.00 3.06%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates30 months · $1,000.00 3.05%APY2026-11-01 since 2026-11-01
Compounding Share Certificates30 months · $1,000.00 3.05%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates30 months · $1,000.00 3.01%APY2026-11-01 since 2026-11-01
Compounding IRA Share Certificates36 months · $1,000.00 3.00%APY2026-11-01 since 2026-11-01
Compounding Share Certificates36 months · $1,000.00 3.00%APY2026-11-01 since 2026-11-01
Non-Compounding Share Certificates36 months · $1,000.00 2.96%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Account$1,000.00 0.25%APY2026-11-01 since 2026-11-01
Money Market Account$100,000.00 1.00%APY2026-11-01 since 2026-11-01
Money Market Account$250,000.00 2.40%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Ignite Rewards Checking$0.00 0.00%APY2026-11-01 since 2026-11-01
Share Draft/Regular Checking$0.00 0.10%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.innovationsfcu.org/accounts/share-certificates/— extract-failed
www.innovationsfcu.org/accounts/rates/2026-11-02 01:12 UTC okd5c8b01d68f0