Mid Oregon rates: up to 4.15% APY
credit union · NCUA CHARTER 68748 · www.midoregon.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Bonus Saver | 3.25% | APY | 2026-11-01 | since 2026-11-01 | ||
| High-Yield Account/IRA High Yield Account | $1,000 - $4,999.99 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Account/IRA High Yield Account | $5,000 - $9,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Account/IRA High Yield Account | $10,000 - $24,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Account/IRA High Yield Account | $25,000 - $49,999.99 | 1.40% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Account/IRA High Yield Account | $50,000 - $99,999.99 | 1.95% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Account/IRA High Yield Account | $100,000 - $249,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Account/IRA High Yield Account | $250,000 and above | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA/HSA Share Account | 0.10% | APY | 2026-11-01 | since 2026-11-01 | ||
| Regular/Secondary Share Savings | $0 - $99,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular/Secondary Share Savings | $100,000 - $249,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular/Secondary Share Savings | $250,000 and over | 0.75% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6–11-Month CD | 6 to 11 months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Certificate | 7-Month Special | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 12–23-Month CD | 12 to 23 months | 3.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Special Certificate | 13-Month Special | 4.15% | APY | 2026-11-01 | since 2026-11-01 | |
| 24–35-Month CD | 24 to 35 months | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 36–47-Month CD | 36 to 47 months | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| 48–59-Month CD | 48 to 59 months | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 60–72-Month CD | 60 to 72 months | 3.45% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Premium Interest Checking | $0 - $2,499.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Interest Checking | $2,500 - $9,999.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Interest Checking | $10,000 - $49,999.99 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Interest Checking | $50,000 - $99,999.99 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Interest Checking | $100,000 - $249,999.99 | 0.85% | APY | 2026-11-01 | since 2026-11-01 | |
| Premium Interest Checking | $250,000 and over | 1.10% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.midoregon.com/rates/fee-schedule.shtml | — | extract-failed | |
| www.midoregon.com/rates/digital-banking-terms-and-conditions.shtml | — | http-error | |
| www.midoregon.com/rates/index.shtml | 2026-11-01 23:23 UTC | ok | 4209a573e21f |
| www.midoregon.com/rates/disclosures.shtml | — | extract-failed |