Velocity Community rates: up to 4.15% APY
credit union · NCUA CHARTER 68749 · www.velocitycommunity.org/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Coverdell Education Savings Accounts | $0 - $2,499 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| HSA Savings | $5.00+ | 1.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings (legacy account - no longer available) | $10,000 | 3.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| High Yield Savings - New Money Only | $10,000 | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Holiday Club | $0.00 - $2,499 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | You Name It · $0.00 - $2,499 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $5.00 - $2,499 | 0.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $2,500 - $9,999 | 0.70% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $2,500+ | 0.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $10,000 - $24,999 | 0.70% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $25,000 - $74,999 | 0.85% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $75,000 - $99,999 | 1.25% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Savings Account | $100,000+ | 1.35% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | MemberPLUS · $1,000 · 6 months | 3.55% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 6-Month CD | Member · $1,000 · 6 months | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Youth | $250 · 6 months | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 11-Month Certificate | 11 months | 4.15% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | $250 · 1 year | 3.95% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | $5,000 · 1 year | 3.95% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18-Month CD | $5,000 · 18 months | 3.70% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | Bump-Up · $5,000 · 2 years | 3.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | $5,000 · 2 years | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | $5,000 · 3 years | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | $5,000 · 4 years | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | $5,000 · 5 years | 3.50% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $5.00 - $2,499 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | $10,000 - $49,999 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | $50,000+ | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| HSA Checking | $0.00 - $9,999 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Smart Choice Checking | $0.00 - $9,999 | 0.00% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.velocitycommunity.org/live-learn/our-rates/ | 2026-11-02 04:23 UTC | ok | 2ca7b96626e7 |
| www.velocitycommunity.org/checking-savings/certificates/ | — | extract-failed | |
| www.velocitycommunity.org/checking-savings/certificate-promo/ | 2026-11-02 04:23 UTC | ok | 8cc8f0b8ad8a |