Sun rates: up to 7.00% APY
credit union · NCUA CHARTER 7064 · www.sunfederalcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club Account | 1 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Account | 2 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Account | 3 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Club Account | 4 | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 1: $0 – $4,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 2: $5,000.00 – $9999.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Health Savings Accounts | 3: $10,000.00 and above | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings Account | Kasasa Saver® Tier 2: $75,000.01 and above | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| Kasasa Saver® Tier 1 | 3.4451% | APY | 2026-11-01 | since 2026-11-01 | ||
| Savings Account | Ohio Homebuyer Plus | 7.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | Round ‘n Save | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA 3-Month CD | 3-Month | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 3-Month | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6-Month | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 6-Month | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12-Month FlexiRate Add-On | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12-Month | 4.17% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 12-Month FlexiRate Add-On | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 12-Month | 4.17% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18-Month | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 18-Month | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24-Month Add-On | 4.12% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24-Month | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 24-Month Add-On | 4.12% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 24-Month | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Certificates | 30-Month No Minimum w/ Add-On | 4.17% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36-Month | 4.02% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 36-Month | 4.02% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 42-Month CD | 42-Month Add-On | 3.88% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48-Month | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 48-Month | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 54-Month CD | 54-Month | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 54-Month | 4.07% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60-Month | 4.12% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 60-Month | 4.12% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 7-Year CD | 84-Month Raise-Up | 4.22% | APY | 2026-11-01 | since 2026-11-01 | |
| Regular Certificates | 84-Month Raise-Up | 4.22% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Amplify Money Market | 2 | 0.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Amplify Money Market | 3 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Amplify Money Market | 1 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Amplify Money Market | 4 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Empower Money Market | 1 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Empower Money Market | 2 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Empower Money Market | 3 | 0.65% | APY | 2026-11-01 | since 2026-11-01 | |
| Empower Money Market | 4 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Empower Money Market | 5 | 0.75% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Kasasa Cash | Kasasa Cash Tier 2: $15,000 and above | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Kasasa Cash Tier 1 | 3.93% | APY | 2026-11-01 | since 2026-11-01 | ||
| Non-active offer. For existing Solution 100 and 300 account holders. | 2 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Non-active offer. For existing Solution 100 and 300 account holders. | 3 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Non-active offer. For existing Solution 100 and 300 account holders. | 4 | 0.15% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.sunfederalcu.org/accounts/money-market/ | 2026-11-02 03:15 UTC | ok | 283c8ae109de |
| www.sunfederalcu.org/accounts/share-certificates/ | 2026-11-02 01:33 UTC | ok | ce040ffe5131 |
| www.sunfederalcu.org/rates/ | 2026-11-02 01:33 UTC | ok | 41e3c0667c89 |