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1st Advantage rates: up to 4.00% APY

credit union · NCUA CHARTER 7448 · www.1stadvantage.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Basic Savings$0 · rates dated 28 Jul 2026 0.05%APY2026-11-01 since 2026-11-01
IRA VariableNone · rates dated 28 Jul 2026 0.25%APY2026-11-01 since 2026-11-01
Membership Savings$5.00 · rates dated 28 Jul 2026 0.05%APY2026-11-01 since 2026-11-01
Youth$5.00 · rates dated 28 Jul 2026 0.05%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
4-Month CD4 Month · rates dated 28 Jul 2026 3.50%APY2026-11-01 since 2026-11-01
6-Month CD6 Month · rates dated 28 Jul 2026 1.20%APY2026-11-01 since 2026-11-01
8-Month CD8 Month · rates dated 28 Jul 2026 4.00%APY2026-11-01 since 2026-11-01
11 Month IRA11 months · rates dated 28 Jul 2026 3.85%APY2026-11-01 since 2026-11-01
11-Month CD11 Month · rates dated 28 Jul 2026 2.85%APY2026-11-01 since 2026-11-01
1-Year CD12 Month · rates dated 28 Jul 2026 1.00%APY2026-11-01 since 2026-11-01
2-Year CD24 Month · rates dated 28 Jul 2026 2.75%APY2026-11-01 since 2026-11-01
3-Year CD36 Month · rates dated 28 Jul 2026 2.75%APY2026-11-01 since 2026-11-01
40-Month CD40 Month · rates dated 28 Jul 2026 2.00%APY2026-11-01 since 2026-11-01
4-Year CD48 Month · rates dated 28 Jul 2026 2.75%APY2026-11-01 since 2026-11-01
5-Year CD60 Month · rates dated 28 Jul 2026 2.75%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Member Rewards Money Market - Grandfathered AccountNon-Qualified Accounts* · rates dated 28 Jul 2026 0.05%APY2026-11-01 since 2026-11-01
Member Rewards Money Market - Grandfathered AccountQualified Accounts* · rates dated 28 Jul 2026 2.00%APY2026-11-01 since 2026-11-01
Performance Plus Money Market$0 – $24,999.99 · rates dated 28 Jul 2026 0.00%APY2026-11-01 since 2026-11-01
Performance Plus Money Market$50,000 - $74,999.99 · rates dated 28 Jul 2026 1.10%APY2026-11-01 since 2026-11-01
Performance Plus Money Market$75,000.00 – $99,999.99 · rates dated 28 Jul 2026 1.10%APY2026-11-01 since 2026-11-01
Performance Plus Money Market$100,000.00 - $249,999.99 · rates dated 28 Jul 2026 2.00%APY2026-11-01 since 2026-11-01
Performance Plus Money Market$250,000.00 – $499,999.99 · rates dated 28 Jul 2026 2.30%APY2026-11-01 since 2026-11-01
Performance Plus Money Market$500,000.00 - $999,999.99 · rates dated 28 Jul 2026 3.25%APY2026-11-01 since 2026-11-01
Performance Plus Money Market1,000,000 and Up · from $1m · rates dated 28 Jul 2026 4.00%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$1,000.00 - $2,499.99 · rates dated 28 Jul 2026 0.00%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$2,500.00 - $9,999.99 · rates dated 28 Jul 2026 0.50%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$10,000.00 - $24,999.99 · rates dated 28 Jul 2026 0.65%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$25,000.00 - $49,999.99 · rates dated 28 Jul 2026 0.65%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$50,000.00-$74,999.99 · rates dated 28 Jul 2026 0.65%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$75,000.00 - $99,999.99 · rates dated 28 Jul 2026 0.75%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$100,000.00 - $249,999.99 · rates dated 28 Jul 2026 0.75%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$250,000.00 - $499,999.99 · rates dated 28 Jul 2026 1.00%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$500,000.00 - $999,999.99 · rates dated 28 Jul 2026 1.10%APY2026-11-01 since 2026-11-01
Tiered Money Market Account - Grandfathered Account$1,000,000 and Up · rates dated 28 Jul 2026 1.45%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Preferred CheckingNone · rates dated 28 Jul 2026 0.05%APY2026-11-01 since 2026-11-01
Premier CheckingNone · rates dated 28 Jul 2026 0.05%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.1stadvantage.org/personal/certificates/2026-11-01 22:11 UTC ok81c555b0b9ec
www.1stadvantage.org/personal/money-market-accounts/2026-11-01 22:11 UTC ok79b1b824c67f
www.1stadvantage.org/rates/2026-11-01 22:11 UTC okd4ea61b77753