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Oceanair rates: up to 4.250% APY

credit union · NCUA CHARTER 7608 · www.oceanair.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Health Savings Account 0.030%APY2026-11-01 since 2026-11-01
IRA Savings Account 0.030%APY2026-11-01 since 2026-11-01
Regular Savings 0.030%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Rates for Term Share and IRA Certificates$500 Min. Certs. · 3 months 3.750%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 3 months 3.750%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 6 months 3.750%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 6 months 3.750%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 1 year 3.750%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 1 year 3.750%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 18 months 3.750%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 18 months 3.750%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 2 years 4.000%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 2 years 4.000%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 3 years 4.250%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 3 years 4.250%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 4 years 4.250%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 4 years 4.250%APY2026-11-01 since 2026-11-01
Rates for Term Share and IRA Certificates$500 Min. Certs. · 5 years 4.250%APY2026-11-01 since 2026-11-01
Term Share and IRA Certificates$500 Min. Certs. · 5 years 4.250%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Insured Money Market Rate Account1 0.030%APY2026-11-01 since 2026-11-01
Insured Money Market Rate Account2 0.500%APY2026-11-01 since 2026-11-01
Insured Money Market Rate Account4 2.000%APY2026-11-01 since 2026-11-01
Insured Money Market Rates Account3 1.000%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Epic Premium Checking1 0.030%APY2026-11-01 since 2026-11-01
Epic Premium Checking2 0.250%APY2026-11-01 since 2026-11-01
Epic Premium Checking3 2.500%APY2026-11-01 since 2026-11-01
Epic Premium Checking4 3.000%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.oceanair.org/product/term-share-certificates/2026-11-01 23:44 UTC okececd09fb4d7
www.oceanair.org/saving-rates/2026-11-01 23:44 UTC okc612d5ba8e68
www.oceanair.org/rates/2026-11-01 23:44 UTC ok156718d65ffb