Rize rates: up to 7.50% APY
credit union · NCUA CHARTER 7835 · www.rizecu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Health Savings | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | ≤ $25,000 | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | $25,000.01 - $50,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| High-Yield Savings | > $50,000 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Prime Savings | $250 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Super Saver | $0 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Vacation & Holiday Club | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Savings | $0 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Super Saver | $0 | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 91 days | 0.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 months | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 months | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 24-month Impact Certificate | 2 years | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 months | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $0 - $24,999.99 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 - $49,999.99 | 1.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999.99 | 1.45% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 - $249,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 or > | 2.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Accounts | $500,000 - $749,999.99 | 2.55% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Accounts | $750,000 - $999,999.99 | 3.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Accounts | $1,000,000 or > | 4.10% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| BankOn Checking | $0 | 0% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Cuenta Avanzamos · $0 | 0% | APY | 2026-11-01 | since 2026-11-01 | |
| Free Checking | $0 | 0% | APY | 2026-11-01 | since 2026-11-01 | |
| Rize™ Checking | ≤ $10,000 | 7.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Teen Checking | $0 | 0% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.rizecu.com/deposit-rates/checking-savings-rates/ | 2026-11-01 21:23 UTC | ok | b8875e75f49a |
| www.rizecu.com/deposit-rates/certificate-rates/ | 2026-11-01 21:23 UTC | ok | cd064e5bc099 |
| www.rizecu.com/deposit-rates/money-market-rates/ | 2026-11-01 21:23 UTC | ok | 4eb4ea4fed98 |