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Tower rates: up to 5.10% APY

credit union · NCUA CHARTER 8333 · www.towerfcu.org/

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
Holiday Club 0.85%APY2026-11-01 since 2026-11-01
IRA Club Account 0.85%APY2026-11-01 since 2026-11-01
Prime Share 0.85%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Jumbo Share Certificates30 - 90 days 1.15%APY2026-11-01 since 2026-11-01
Jumbo Share Certificates91 - 182 days 1.65%APY2026-11-01 since 2026-11-01
Jumbo Share Certificates183 - 273 days 4.20%APY2026-11-01 since 2026-11-01
Jumbo Share Certificates274 - 365 days 4.95%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates3 month 1.10%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates6 month 1.60%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates9 month 4.15%APY2026-11-01 since 2026-11-01
Regular IRA Share Certificates1 year 4.90%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates1 year 4.90%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates18 month 4.55%APY2026-11-01 since 2026-11-01
Regular IRA Share Certificates2 year 5.10%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates2 year 5.10%APY2026-11-01 since 2026-11-01
Regular IRA Share Certificates3 year 4.75%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates3 year 4.75%APY2026-11-01 since 2026-11-01
Bump-Up IRA Share Certificates4 year Bump-Up 4.30%APY2026-11-01 since 2026-11-01
Bump-Up Share Certificates4 year Bump-Up 4.30%APY2026-11-01 since 2026-11-01
Mini-Jumbo IRA Share Certificates4 year Mini-Jumbo 4.95%APY2026-11-01 since 2026-11-01
Mini-Jumbo Share Certificates4 year Mini-Jumbo 4.95%APY2026-11-01 since 2026-11-01
Regular IRA Share Certificates4 year 4.80%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates4 year 4.80%APY2026-11-01 since 2026-11-01
Bump-Up IRA Share Certificates5 year Bump-Up 4.35%APY2026-11-01 since 2026-11-01
Bump-Up Share Certificates5 year Bump-Up 4.35%APY2026-11-01 since 2026-11-01
Mini-Jumbo IRA Share Certificates5 year Mini-Jumbo 5.00%APY2026-11-01 since 2026-11-01
Mini-Jumbo Share Certificates5 year Mini-Jumbo 5.00%APY2026-11-01 since 2026-11-01
Regular IRA Share Certificates5 year 4.85%APY2026-11-01 since 2026-11-01
Regular and Special Share Certificates5 year 4.85%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market$0.00 to $2,499.99 3.50%APY2026-11-01 since 2026-11-01
Money Market$2,500.00 to $9,999.99 3.50%APY2026-11-01 since 2026-11-01
Money Market$10,000.00 to $49,999.99 3.50%APY2026-11-01 since 2026-11-01
Money Market$50,000.00 to $99,999.99 3.50%APY2026-11-01 since 2026-11-01
Money Market$100,000.00 to 499,999.99 3.50%APY2026-11-01 since 2026-11-01
Money Market$500,000.00 and above 3.50%APY2026-11-01 since 2026-11-01

Checking

ProductTerm / tierRateBasisRecordedHistoryChange
Regular Checking 0.15%APY2026-11-01 since 2026-11-01
Request Checking 0.15%APY2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.towerfcu.org/rates/deposit-rates2026-11-01 14:43 UTC ok4141f80a7fa0
www.towerfcu.org/rates— failed
www.towerfcu.org/banking/certificates— extract-failed