Town & Country rates: up to 4.07% APY
credit union · NCUA CHARTER 8486 · www.tcfcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Club | N/A | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | N/A | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings Account | $25.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Youth Savings | N/A | 0.10% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month CD | 3 Month | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Month CD | 3 Month | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month CD | 6 Month | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6 Month | 3.04% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 Month SPECIAL | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Month SPECIAL | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 Month SPECIAL | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 Month SPECIAL | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 Month SPECIAL | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 2-Year CD | 24 Month SPECIAL | 3.82% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month CD | 30 Month | 2.63% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 30-Month CD | 30 Month | 2.63% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 Month | 2.68% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 3-Year CD | 36 Month | 2.68% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year CD | 48 Month | 2.73% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 4-Year CD | 48 Month | 2.73% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 Month | 2.78% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 Month | 2.78% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $2,000 – $9,999 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $10,000 – $24,999 | 1.26% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $25,000 – $49,999 | 1.51% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 – $99,999 | 2.27% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000 – $249,999 | 2.53% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $250,000 + | 3.04% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Free Rewards Checking | On balances up to $10,000 | 4.07% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.tcfcu.com/rates/ | — | extract-failed | |
| www.tcfcu.com/rates/deposit-account-rates/ | 2026-11-02 02:13 UTC | ok | 30df509570a6 |
| www.tcfcu.com/personal/savings-certificates/ | — | extract-failed |