Hanscom rates: up to 4.50% APY
credit union · NCUA CHARTER 9095 · www.hfcu.org/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Share Savings | Minimum to Open $1.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Share Savings | Minimum to Open $5 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $2,000 - $9,999.99*** | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $10,000 - $24,999.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $25,000 - $49,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $50,000 - $74,999.99 | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA Savings Account | $75,000.00 + | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 3-Month Share Certificate | 3 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 6-Month CD | 6 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 6-Month Share Certificate | 6 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 9-Month Share Certificate | 9 Month | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| 11-Month Share Certificate | 11 Month Early Access | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 1-Year CD | 12 Month | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year Share Certificate | 12 Month | 4.50% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 18-Month CD | 18 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month Share Certificate | 18 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year Share Certificate | 24 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 30-Month CD | 30 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 30-Month Share Certificate | 30 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year Share Certificate | 36 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 4-Year Share Certificate | 48 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| IRA 5-Year CD | 60 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year Share Certificate | 60 Month | 4.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Premier Checking | Minimum to Open $0.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $0.01 - $199.99 | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $0.01 - $24,999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | Minimum to Open $1.00 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $200 - $399.99 | 0.30% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $400 - $749.99 | 0.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $750 - $999.99 | 0.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $1,000 - $1,999.99 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $2,000 - $3,999.99 | 0.70% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $4,000 - $5,999.99 | 0.80% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $6,000 - $7,999.99 | 0.90% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $8,000 - $9,999.99 | 1.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $10,000 - $19,999.99 | 1.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $20,000 - $29,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $25,000 - $49,999.99 | 1.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $30,000 - $49,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $50,000 - $99,999.99 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $100,000 - $249,999.99 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $100,000+ | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $250,000 - $499,999.99 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $500,000 - $999,999.99 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Checking Account | $1,000,000+ | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Way Checking | Minimum to Open $0.00 | 0.00% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.hfcu.org/12-month-share-certificate-special.html | 2026-11-01 18:53 UTC | ok | 7c20d7578d17 |
| www.hfcu.org/share-certificate-specials.html | 2026-11-01 18:53 UTC | ok | 992a78f2e42c |
| www.hfcu.org/rates/account-rates.html | 2026-11-01 18:53 UTC | ok | 17e317c8cb7d |