Certified rates: up to 3.75% APY
credit union · NCUA CHARTER 9230 · www.certifiedfed.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Savings Account | All Savings | 0.05% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 months · $1000 | 3.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificate | 6 months · $10,000 | 3.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 1-Year CD | 12 months · $1000 | 3.40% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificate | 12 months · $50,000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificate | 12 months · $95,000 | 3.70% | APY | 2026-11-01 | since 2026-11-01 | |
| 18-Month CD | 18 months · $1000 | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 2-Year CD | 24 months · $1000 | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 3-Year CD | 36 months · $1000 | 3.45% | APY | 2026-11-01 | since 2026-11-01 | |
| 5-Year CD | 60 months · $1000 | 3.50% | APY | 2026-11-01 | since 2026-11-01 | |
| Jumbo Share Certificate | 60 months · $95,000 | 3.60% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Money Market Account | $10,000 - $49,999 | 0.60% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $50,000 - $99,999 | 1.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $100,000+ | 1.35% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market Account | $0 - $9999 | 0.35% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Share Draft (Checking) | above $5000 | 0.04% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.certifiedfed.com/rates/share-certificate-rates/ | 2026-11-01 23:23 UTC | ok | 3c1a8f3ddcd9 |
| www.certifiedfed.com/rates/money-market-rates/ | 2026-11-01 23:23 UTC | ok | af2f9053c762 |
| www.certifiedfed.com/rates/jumbo-share-certificates-rates/ | 2026-11-01 23:23 UTC | ok | f3165e26ff2b |