L & N rates: up to 4.25% APY
credit union · NCUA CHARTER 9260 · www.lnfcu.com/
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| IRA Savings | IRA Savings | 0.20% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | 0 - $9,999 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $10,000 - $24,999.99 | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $25,000 - $49,999.99 | 0.10% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $50,000 - $99,999.99 | 0.15% | APY | 2026-11-01 | since 2026-11-01 | |
| Savings | $100,000 & UP | 0.20% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 6 Month Certificate | $1,000 · 6 months | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| 9 Month Certificate Special | $1,000 · 9 months | 4.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1 Year HSA | $1,000 · 1 year | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1 Year Youth | $500 · 1 year | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 1 Year Youth Education | $500 · 1 year | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | Easy Save · $250 · 1 year | 0.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 13 Month Certificate Special | $1,000 · 13 months | 4.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 18 Month · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 2 Year · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 3 Year · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Certificate of Deposit | 4 Year · $1,000 | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| 5 Year IRA (Traditional/Roth) | $1,000 · 5 years | 3.50% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| 91 Day Money Market | $25,000 | 2.00% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $0 - $4,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $5,000 - $14,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $15,000 - $24,999.99 | 1.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $25,000-$49,999.99 | 2.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $50,000-$99,999.99 | 2.75% | APY | 2026-11-01 | since 2026-11-01 | |
| Money Market | $100,000 & UP | 3.25% | APY | 2026-11-01 | since 2026-11-01 | |
| Premier Money Market Special | $25,000.00 | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Checking | 0.05% | APY | 2026-11-01 | since 2026-11-01 | ||
| HSA Checking | 0.02% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.lnfcu.com/rates | 2026-11-01 18:15 UTC | ok | b792d7f608c5 |
| www.lnfcu.com/savings-accounts | — | extract-failed | |
| www.lnfcu.com/certificates | — | extract-failed |