River Valley rates: up to 4.60% APY
credit union · NCUA CHARTER 97109 · www.rivervalleycu.org/
Savings
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Christmas Savings | 0.02% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| IRA Savings Account | 2.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Primary Savings | 0.02% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Secondary Savings | 0.02% | APY | checked 1 Nov 2026 | since 2026-11-01 | ||
| Vacation Club Savings | 0.02% | APY | checked 1 Nov 2026 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| 6-Month CD | 6 months | 4.00% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 1-Year CD | 12 months (Bump one time) | 4.10% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 18-Month CD | 18 months (Bump one time) | 4.20% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 2-Year CD | 24 months (Bump one time) | 4.30% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 3-Year CD | 36 months | 4.40% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 4-Year CD | 48 months | 4.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| 5-Year CD | 60 months | 4.60% | APY | checked 1 Nov 2026 | since 2026-11-01 |
Checking
| Product | Term / tier | Rate | Basis | Checked | History | Change |
|---|---|---|---|---|---|---|
| Checking Account | Base | 0.02% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 1 · from $1 | 2.50% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 2 · from $2 | 2.60% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 3 · from $3 | 2.65% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 4 · from $4 | 2.70% | APY | checked 1 Nov 2026 | since 2026-11-01 | |
| Checking Account | Tier 5 · from $5 | 2.75% | APY | checked 1 Nov 2026 | since 2026-11-01 |
0 rates hidden because they were not re-checked in over 3 days. A row not re-checked for over 1 day is marked stale and never heads a ranking.
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.rivervalleycu.org/rates | 2026-11-02 04:11 UTC | ok | e11a71521902 |
| www.rivervalleycu.org/savings/cds | 2026-11-02 04:11 UTC | ok | 514ebc8e0d94 |