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Redstone Federal Credit Union rates: up to 17.00% APR

credit union · NCUA CHARTER 7544 · www.redfcu.org

Savings

ProductTerm / tierRateBasisRecordedHistoryChange
"You Name It" Savings Account 0.25%APY2026-11-01 since 2026-11-01
Brighter Day Savings Account$0 to $2,500 4.32%APY2026-11-01 since 2026-11-01
Brighter Day Savings Account$2,500.01 and above 0.25%APY2026-11-01 since 2026-11-01
Christmas Club Share Account 0.25%APY2026-11-01 since 2026-11-01
Regular Share Account 0.25%APY2026-11-01 since 2026-11-01
Traditional and Roth Savings IRA 0.25%APY2026-11-01 since 2026-11-01

CDs

ProductTerm / tierRateBasisRecordedHistoryChange
Jumbo Certificate6 Months Fixed · fixed 3.97%APY2026-11-01 since 2026-11-01
Share Certificate6 Months Fixed · fixed 3.65%APY2026-11-01 since 2026-11-01
Special Offers6 Months (Starter) Fixed · fixed 3.44%APY2026-11-01 since 2026-11-01
Jumbo Certificate12 Months Fixed · fixed 4.13%APY2026-11-01 since 2026-11-01
Share Certificate12 Months Fixed · fixed 3.80%APY2026-11-01 since 2026-11-01
Special Offers12 Months (No-Penalty) Fixed · fixed 2.98%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates12 Months Fixed · fixed 3.80%APY2026-11-01 since 2026-11-01
Jumbo Certificate18 Months Fixed · fixed 3.92%APY2026-11-01 since 2026-11-01
Share Certificate18 Months Fixed · fixed 3.60%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates18 Months Fixed · fixed 3.60%APY2026-11-01 since 2026-11-01
Jumbo Certificate24 Months Fixed · fixed 4.02%APY2026-11-01 since 2026-11-01
Share Certificate24 Months Fixed · fixed 3.70%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates24 Months Fixed · fixed 3.70%APY2026-11-01 since 2026-11-01
Jumbo Certificate36 Months Fixed · fixed 4.13%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate36 Months Fixed · fixed 3.70%APY2026-11-01 since 2026-11-01
Share Certificate36 Months Fixed · fixed 3.80%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates36 Months Fixed · fixed 3.80%APY2026-11-01 since 2026-11-01
Jumbo Certificate48 Months Fixed · fixed 4.18%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate48 Months Fixed · fixed 3.75%APY2026-11-01 since 2026-11-01
Share Certificate48 Months Fixed · fixed 3.85%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates48 Months Fixed · fixed 3.85%APY2026-11-01 since 2026-11-01
Jumbo Certificate60 Months Fixed · fixed 4.23%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate60 Months Fixed · fixed 3.80%APY2026-11-01 since 2026-11-01
Share Certificate60 Months Fixed · fixed 3.91%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates60 Months Fixed · fixed 3.91%APY2026-11-01 since 2026-11-01
Jumbo Certificate72 Months Fixed · fixed 4.39%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate72 Months Fixed · fixed 3.96%APY2026-11-01 since 2026-11-01
Share Certificate72 Months Fixed · fixed 4.06%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates72 Months Fixed · fixed 4.06%APY2026-11-01 since 2026-11-01
Jumbo Certificate84 Months Fixed · fixed 4.44%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate84 Months Fixed · fixed 4.01%APY2026-11-01 since 2026-11-01
Share Certificate84 Months Fixed · fixed 4.11%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates84 Months Fixed · fixed 4.11%APY2026-11-01 since 2026-11-01
Jumbo Certificate96 Months Fixed · fixed 4.49%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate96 Months Fixed · fixed 4.06%APY2026-11-01 since 2026-11-01
Share Certificate96 Months Fixed · fixed 4.16%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates96 Months Fixed · fixed 4.16%APY2026-11-01 since 2026-11-01
Jumbo Certificate108 Months Fixed · fixed 4.54%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate108 Months Fixed · fixed 4.11%APY2026-11-01 since 2026-11-01
Share Certificate108 Months Fixed · fixed 4.22%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates108 Months Fixed · fixed 4.22%APY2026-11-01 since 2026-11-01
Jumbo Certificate120 Months Fixed · fixed 4.59%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate120 Months Fixed · fixed 4.16%APY2026-11-01 since 2026-11-01
Share Certificate120 Months Fixed · fixed 4.27%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates120 Months Fixed · fixed 4.27%APY2026-11-01 since 2026-11-01
Jumbo Certificate144 Months Fixed · fixed 4.65%APY2026-11-01 since 2026-11-01
Member's Choice Share Certificate144 Months Fixed · fixed 4.22%APY2026-11-01 since 2026-11-01
Share Certificate144 Months Fixed · fixed 4.32%APY2026-11-01 since 2026-11-01
Traditional IRAs and Roth IRA Certificates144 Months Fixed · fixed 4.32%APY2026-11-01 since 2026-11-01

Money market

ProductTerm / tierRateBasisRecordedHistoryChange
Money Market Share Account$2,000 to $4,999.99 1.11%APY2026-11-01 since 2026-11-01
Money Market Share Account$5,000 to $49,999.99 1.26%APY2026-11-01 since 2026-11-01
Money Market Share Account$50,000 to $99,999.99 1.36%APY2026-11-01 since 2026-11-01
Money Market Share Account$100,000 $249,999.99 1.51%APY2026-11-01 since 2026-11-01
Money Market Share Account$250,000 to $499,999.99 1.71%APY2026-11-01 since 2026-11-01
Money Market Share Account$500,000 to $999,999.99 2.12%APY2026-11-01 since 2026-11-01
Money Market Share Account$1,000,000 and above 2.53%APY2026-11-01 since 2026-11-01

Auto loans

ProductTerm / tierRateBasisRecordedHistoryChange
ATVs & Jet Skis with Trailersfixed 6.89%APR2026-11-01 since 2026-11-01
New Vehicle 2024-20271-60 Month 5.10%APR2026-11-01 since 2026-11-01
New Vehicle 2024-202761-72 Month 5.65%APR2026-11-01 since 2026-11-01
New Vehicle 2024-202773-84 Month 6.15%APR2026-11-01 since 2026-11-01
New Vehicle 2024-202785-96 Month 6.50%APR2026-11-01 since 2026-11-01
New/Used Boat, Motor, & Trailerfixed 6.89%APR2026-11-01 since 2026-11-01
New/Used Motorcycle 4-60 monthsfixed 6.89%APR2026-11-01 since 2026-11-01
New/Used Motorcycle 61-72 monthsfixed 7.39%APR2026-11-01 since 2026-11-01
New/Used RVfixed 6.89%APR2026-11-01 since 2026-11-01
Used Vehicle 2015 or older1-60 Month 8.10%APR2026-11-01 since 2026-11-01
Used Vehicle 2015 or older61-72 Month 8.65%APR2026-11-01 since 2026-11-01
Used Vehicle 2015 or older73-84 Month 9.15%APR2026-11-01 since 2026-11-01
Used Vehicle 2016-20191-60 Month 6.10%APR2026-11-01 since 2026-11-01
Used Vehicle 2016-201961-72 Month 6.65%APR2026-11-01 since 2026-11-01
Used Vehicle 2016-201973-84 Month 7.15%APR2026-11-01 since 2026-11-01
Used Vehicle 2020-20271-60 Month 5.35%APR2026-11-01 since 2026-11-01
Used Vehicle 2020-202761-72 Month 5.90%APR2026-11-01 since 2026-11-01
Used Vehicle 2020-202773-84 Month 6.40%APR2026-11-01 since 2026-11-01

Personal loans

ProductTerm / tierRateBasisRecordedHistoryChange
Credit Builderfixed 1.00%APR2026-11-01 since 2026-11-01
Personal Line of Credit/Overdraft 11.89%APR2026-11-01 since 2026-11-01
Personal Stretchfixed 17.00%APR2026-11-01 since 2026-11-01
Share Secured 3.00%APR2026-11-01 since 2026-11-01
Personal Unsecured Signature - 60 months5 years · fixed 11.19%APR2026-11-01 since 2026-11-01
Personal Unsecured Signature - 72 months6 years · fixed 11.39%APR2026-11-01 since 2026-11-01

Sources and evidence

PageLast capturedLast resultDigest
www.redfcu.org/content/redfcu/us/en.dynamic-variable.json2026-11-01 12:51 UTC ok92b1c0b3a221