Truist rates: up to 3.25% APY
bank · www.truist.com
Savings
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Truist One Savings | $0-$4,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Savings | $5,000-$99,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Savings | $100,000-$499,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Savings | $500,000-$999,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Savings | $1,000,000-$4,999,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Savings | $5,000,000-$99,999,999,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
CDs
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Truist Certificate of Deposit | standard rate (automatic renewal) | 0.05% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist Certificate of Deposit | 12 months, balances $100,000 and above · promo | 3.25% | APY | 2026-11-01 | since 2026-11-01 |
Money market
| Product | Term / tier | Rate | Basis | Recorded | History | Change |
|---|---|---|---|---|---|---|
| Truist One Money Market Account | $0-$14,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Money Market Account | $15,000-$49,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Money Market Account | $50,000-$99,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Money Market Account | $100,000-$249,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Money Market Account | $250,000 to $1,999,999.99 | 0.01% | APY | 2026-11-01 | since 2026-11-01 | |
| Truist One Money Market Account | $2,000,000 and greater | 0.01% | APY | 2026-11-01 | since 2026-11-01 |
Sources and evidence
| Page | Last captured | Last result | Digest |
|---|---|---|---|
| www.truist.com/savings/certificate-of-deposit | 2026-11-01 12:12 UTC | ok | f08af93dd132 |
| www.truist.com/savings/truist-one-money-market/disclosures-and-fees | 2026-11-01 12:12 UTC | ok | 05fdcddbc4d4 |
| www.truist.com/savings/truist-one-savings/disclosures-and-fees | 2026-11-01 12:12 UTC | ok | 9f3ffe20af81 |